Couple laughing holding a credit card
| FACTS | What does Southern Illinois Bank do with your personal information? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial institutions need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Southern Illinois Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Southern Illinois Bank Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies - | No | We don't share |
| For our affiliates' everyday business purposes - Information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes - Information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you - | No | We don't share |
| Contact Us | Call 618-932-8536 or go to http://www.southernillinoisbank.com |
| What we do | |
|---|---|
| How does Southern Illinois Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Southern Illinois Bank collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from other companies. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. Southern Illinois Bank has no affiliates. |
| Non Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. Southern Illinois Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between non affiliated financial companies that together market financial products or services to you. Southern Illinois Bank doesn't jointly market. |
PO Box 157
Johnston City, IL 62951
P: 618-983-8433
F: 618-983-6224
PO Box 128
West Frankfort, IL 62896
P: 618-932-8536
F: 618-932-3106
PO Box 70
Zeigler, IL 62999
P: 618-596-8028
F: 618-596-8067
PO Box 118
Thompsonville, IL 62890
P: 618-627-4400
F: 618-627-4410
PO Box 597
Herrin, IL 62948
P: 618-942-9470
F: 618-942-9486
