Couple laughing holding a credit card
| Check Printing Fee | varies |
| Non-sufficient funds/overdraft fee (per item) | $34.00 |
| Overdraft fee (per item) | $34.00 |
| Stop payment fee | $34.00 |
| Statement copy fee | $3.00 |
| Account research fee | $30.00/hour |
| Account activity printout fee | $3.00 |
| Account reconcilement fee | $30.00/hour |
| Telephone funds transfer/inquiry fee | $3.00 |
| Replacement debit card fee | $15.00 |
| ATM transaction at non-owned/operated SIB ATM fee | $2.00 |
| Cashiers check fee | $5.00 |
| Money order fee | $3.00 |
| Night depository additional key fee | $10.00 |
| Night depository lockable bag fee | $15.00 |
| Outgoing domestic wire transfer fee | $30.00 |
| Incoming wire transfer fee | $20.00 |
| Safe deposit box late payment fee | $5.00 |
| Safe deposit box lost/damaged key fee (one key) | $15.00 |
| Amortization schedule fee | $10.00 |
| Replacement payment book fee | $5.00 |
| Levy, lien, garnishment fee | $75.00 |
| Fax service fee-first page | $2.00 |
| Fax service fee additional pages | $1.00 |
| Collection item fee | $30.00 |
| Photocopy fee | $0.25 |
A SIB ATM/Debit Card allows you to bank at an ATM terminal 24 hours a day, 7 days a week. You can get cash, check your balance, and transfer funds between checking and savings accounts. These cards also give you a faster, more economical and more convenient way to buy the products and services you need. It allows you to pay for these items without the hassle of writing out a check. Just present the card wherever MasterCard is accepted.
Daily Limits
Personal-$600.00 ATM withdrawal and $1500.00 point of sale transactions
Business-$1200.00 ATM withdrawal and $3000.00 point of sale transactions
Temporary limit increases are available upon request. Click here for the request form
If your card is lost or stolen please call 1-800-264-4274.
Start your savings plan today by setting up an automatic transfer. You can set up to automatically transfer money from one account to another on a monthly or recurring basis.
Click here for the request form
At Southern IL Bank we have the capability to help you wire money from your account with us to any other financial institution in the United States. Make sure to contact the institution you are wiring the funds to prior to coming to the bank to initiate it.
Below are the instructions to wire funds to Southern Illinois Bank:
Quad City Bank & Trust Company
4500 N Brady Street
Davenport, IA 52806
ABA: 073902232
For Credit To: Southern Illinois Bank ABA: 081225901
Further Credit To: customer’s name and account number
There are a variety of checks for your selection. Please contact your local branch for more information.
We are currently selling IL License Stickers for a $9.00 fee. Cash Only.
The required documentation to obtain a new sticker is a renewal form from the Secretary of State or the previous year’s registration.
Safe Deposit Box Sizes and Rent Amount
| Sizes | Price | Locations available |
| 3x5x21 | $20.00 | All locations |
| 3x10x21 | $35.00 | All locations |
| 5x10x21 | $45.00 | All locations |
| 10x10x21 | $75.00 | All locations except Thompsonville |
PO Box 157
Johnston City, IL 62951
P: 618-983-8433
F: 618-983-6224
PO Box 128
West Frankfort, IL 62896
P: 618-932-8536
F: 618-932-3106
PO Box 70
Zeigler, IL 62999
P: 618-596-8028
F: 618-596-8067
PO Box 118
Thompsonville, IL 62890
P: 618-627-4400
F: 618-627-4410
PO Box 597
Herrin, IL 62948
P: 618-942-9470
F: 618-942-9486
